Debt collection does not give Hollis Cobb Associates the right to harass or intimidate you. Under the FDCPA, excessive phone calls meant to pressure you into paying may be unlawful. Collectors also cannot legally threaten arrest, wage garnishment, or lawsuits they do not intend or are not permitted to pursue. If you never received a written notice of the debt within five days of initi... https://protectionforconsumers.com/stop-hollis-cobb-associates-debt-collection-harassment/